Fluxto
Hard Truth
One tap recounts your net worth without what you cannot spend today: deposits, brokerage, things.
An iPhone app
All your money,
All your money,
one stack
Drop in your bank PDF statements. Fluxto finds the accounts, sorts the spending and shows your net worth. Everything is read on the phone.
Coming to the App Store
See how it works
Investments₽612,000
Savings · 2₽740,000
Cards and cash · 2₽141,450
Net worth on 7 accounts₽1,454,550
0servers holding your data
100+banks in the directory
5interface languages
1,000operations free
How it works
Statements, not data entry
No bank logins and no typing receipts. Just the PDF your bank already gives you in its app.
A file, an archive or a folder
Fluxto works out the bank, the account and the period on its own, and checks the balance against the one printed on the statement.
- Dozens of statements at once, ZIPs inside ZIPs
- Importing a statement twice duplicates nothing
- Transfers between your own accounts are not spending
Swipe and done
New operations wait for a check. Right if it is right, left for another category. Fluxto remembers, so each next statement needs less attention.
- Sure ones are confirmed in one batch
- Subscriptions are found from repeating charges
See where the money flows
A map of transfers between accounts and countries: how much went, what the fees took and what the exchange rate ate.
- Net worth in your base currency at each day’s rate
- Rubles, tenge, som, dollars, crypto
And more
An honest answer to how long it lasts
Debts and the Plan
A payoff order based on your loans’ own rates, and the date you are debt-free.
Goals with a date
What is free this month and whether you will make it in time.
Subscriptions
Each one’s price per month and per year. Cancelled — switch it off.
Analytics
Spending by category and month, your largest purchase.
Privacy
Statements never leave the phone
The PDF is parsed on the device. Fluxto has no accounts and no servers holding user data — there is nowhere to send it.
No sign-upNo email, no phone number, no bank password.
No ads, no trackingOn the App Store: “Data Not Collected”.
PIN and Face IDOnly you get into the app.
Plans
Start for free
The free plan holds a few months of history. Pro is for when you want years.
Free
₽0
Forever
- Up to 1,000 operations
- Statement and receipt import
- Net worth, debts, goals, subscriptions
Pro MONTHLY OR YEARLY
Years of history
Priced in the App Store, renews automatically
- Up to 100,000 operations
- Reports and spending tracking
- Every money technique, whole-folder import
Which banks are supported?
The directory lists more than a hundred banks in Russia, Kazakhstan, Uzbekistan, Belarus and Georgia. Statement tables are read by what their columns mean, so an unfamiliar bank usually works too. If not, tell support.
Does it need access to my bank?
No. Fluxto only works with statement files you download from your bank’s app yourself.
What happens when I change phones?
Make a backup in Settings and open it on the new iPhone. A backup is made only when you ask.
How do I cancel Pro?
iPhone Settings → Apple ID → Subscriptions → Fluxto. Your data stays on the phone.
Drop your first statement — we do the rest
Coming to the App Store
Contact us